Experience competitive money market rates of interest without the risk. Earn higher rates by maintaining higher balances.

• Minimum deposit to open $5,000.
• No minimum balance required to earn interest.
• Interest calculated on daily collected balance.
• Interest is compounded and credited monthly.
• Minimum daily collected balance of $100,000 to obtain OGB Prime Money Market account rate.  Balances below $100,000 earn interest on applicable rate tier for standard OGB Personal Money Market account.
• Free on-line banking, bill pay and electronic statements.
• Transaction limits apply.¹
• Excess transaction fee of $10 per item.
• Source of overdraft protection for checking account.
• Monthly service charge of $15 if minimum daily collected balance falls below $10,000.

* Other Deposit Account Activity Fees may apply.  Please refer to our Fee Schedule for Personal Accounts for additional information.

1 Federal regulations allow no more than six (6) withdrawals or transfers in a monthly statement cycle for savings accounts. Transactions by telephone, wire, online banking or bill payment transfers, ACH, pre-authorized transfer, automatic transfer, and if the account permits transfers by check, draft, debit card or point of sale transactions to a third party are counted in the six-transaction limit.  An excessive transaction fee of $10 is assessed per item, regardless of the balance, if more than the combined total of checks, debits and transfers exceed six (6) transactions during the statement period.  If you routinely exceed these withdrawal limitations, the bank may transfer the balance to another type of account or close the account.