Experience a personal relationship checking account for individual investors of One Georgia Bank. Earn higher interest based on combined balances of personal accounts and enjoy additional services. 

• Unlimited check writing.
• Minimum deposit to open $10,000 in any combination of balances in personal checking, interest checking, savings, money market or CDs.
• No minimum balance required to earn interest.
• Interest calculated on daily collected balance.
• Interest is compounded and credited monthly.
• Debit and credit cards available.¹
• No ATM fees. Anytime. Anywhere.
• Free on-line banking, bill pay and electronic statements.
• Overdraft Protection Transfers from savings available.
• No monthly service charge.
• Complimentary Founders Account checks.
• Complimentary official checks.

1 Subject to credit approval.
* Other Deposit Account Activity Fees may apply.  Please refer to our Fee Schedule for Personal Accounts for additional information.