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FEE SCHEDULE - PERSONAL ACCOUNTS

 

Account Closing Fee (If closed in first 90 days) $10.00 per account
Account Research     (1 hour  minimum) $25.00 per hour
Check Copy $ 3.00 per item
Check Orders Variable
Collection Items --Domestic $20.00 per item
Collection Items –International  $35.00 per item
Courier Service Variable
Currency Deposited or Purchased $2.50 per $1000
Debits/Checks $ .15 per item
Deposits: Per Deposit
                Items Deposited
                ACH Credits

$. 80 per deposit
$. 15 per item
$ .15 per item

Dormant Account Fee  (Up to 12 months) $  5.00 per month
Insufficient Funds/ Uncollected Funds1 $32.50 per item
Internet Banking   No Charge
Internet Bill Payment     No Charge
Levies & Garnishment Processing $75.00 per item
Night Deposit Bag (disposable) $3.00 per bag
Official Checks $ 6.00 per check
Overdraft Protection Transfers2  $10.00 per transfer
Payment Special Handling $25.00 per month
Replacement ATM/Debit Cards $ 5.00 per card
Remote Deposit (Subject to credit approval) $  50.00 per month
Returned Deposit Items   $  6.00 per item
Returned Cashed Checks  $  6.00 per item
Rolled Coin $ .15 per roll
Statement Copy  $  3.00 per copy
Stop Payment    $32.50 per stop pay
Wire Transfers-Incoming $15.00 per item
Wire Transfers-Outgoing Domestic   $20.00 per item
Wire Transfers-Outgoing International   $40.00 per item

 

1     When you do not have enough available funds in your account to cover an item, we may either pay the item and overdraw your account (an overdraft item) or we may return the item unpaid (a returned item).  In either case, we may charge you a fee.  An “item” includes each order or instruction for the payment, withdrawal or transfer of funds from your account.  Examples of items are checks, an in-person withdrawal, an ATM or Debit Card withdrawal, or other electronic means. 

2  Automatically transfer funds from a linked One Georgia Bank savings account to cover overdrafts.  Transfers will be made in increments of $100. Fee will be charged per transfer.  Contact one of our banking offices to sign up for Overdraft Protection Transfers from your savings account.
One Georgia Banking Center ~ 14th Street (across from the Four Seasons) ~ Atlanta, Georgia 30309 ~ 678-553-7030
Bank Hours: Monday through Thursday 9am to 4pm. Friday 9am to 6pm.
Corporate Headquarters 1180 Peachtree Street NE ~ Suite 2610 ~ Atlanta, Georgia 30309 ~ 404-522-2265 ~ Fax 404-653-1101
Member FDIC | Equal Housing Lender | Equal Opportunity Lender
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