The Federal Deposit Insurance Corporation is an agency of the United States Government. This agency provides insurance to depositors who have deposits in banks that are members of the FDIC. One Georgia Bank is a member of the FDIC. Each depositor is insured up to $250,000.

Since the establishment of the FDIC in the 1930’s, not one bank customer has lost one penny of any desposit insured by FDIC insurance.

One Georgia Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Coverage under the Transaction Account Guarantee Program in is addition to, and separate from, the coverage available under the FDIC's general deposit insurance rules.

It is important for you to know the limits of coverage for each FDIC insured account. For more information, please click on the link below for a video that explains FDIC coverage. Or contact one of our banking professionals. We will be happy to discuss the many options available to protect your money.

Click link for FDIC video: Informational Video about FDIC Insurance

Click here to go to the FDIC website for an explanation about your FDIC coverage: http://www.fdic.gov/EDIE/